Disclosures

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 Annual Percentage Rate (APR) for Purchases VISA 12.9%
 Other APR's

Cash Advance APR - 12.9%
Balance Transfer APR - 12.9%

 Grace Period for Purchases 25 Days 
 Method of computing the Balance for Purchases  Average Daily Balances (including new purchases)
 Annual Fee  None
 Minimum Finance Charge  $1.00
 Transaction Fee for Purchases  None
 Balance Transfer Fee None 
 Late Payment Fee $15.00 
 Over-the-Credit Limit Fee $15.00 
 Card Replacement Fee $ 5.00 
 Returned Check/NSF Fee $25.00  
 Draft Retrieval Fee $ 5.00 
   

The information about the costs of the card descirbed in this application is accurate as of 8/16/04.  This information may have changed after that date.  To find out what may have changed, contact us at: Mutual FCU 1353 Gage Rd. Toledo, OH 43613 419.476.1791


Mutual Federal Credit Union
1353 Gage Rd
Toledo, Ohio 43612
419.476.1791
Fax: 419.476.4661
info@mutualfcu.com